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 Today, financial service providers find themselves operating in an extremely complex and especially aggressive competitive environment, where profit margins are constantly under pressure. Whilst competitors are becoming more diverse and entering the industry with relative ease, consumers are becoming considerably more educated, experienced, demanding and are more prone to switching providers than ever before.
By being functionality rich, highly customisable, continuously enhanced, yet affordable, TranzWare CMS offers financial institutions of any size the ability to supply differentiated and ever-improving services at competitive prices, thus, creating a competitive advantage and ensuring customer satisfaction and loyalty in this turbulent environment.
TranzWare CMS is a scalable system delivering a variety of automated back office functions for both issuers and acquirers that include the following:
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Management of payment cards issuance and their circulation |
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Acquiring and merchant management |
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Personal and corporate account management |
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Reporting |
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Analysis |
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Customer Service |
In addition, TranzWare CMS incorporates a wide range of retail functions and aids the management of personal and retail sector accounts and payments. As such, the product can help a financial institution to satisfy more than just the ‘making payments’ needs of a customer, it is also equipped with functionalities allowing for the fulfilment of a customer's saving, borrowing and securing needs.
The product offers support for a wide range of retail banking operations, multiple card products, account and payment types.
Instalments
Instalment and loan schemes provide bank customers with the opportunity to purchase expensive goods and services through a pre-agreed payment plan. The current life style of many consumers demands more flexible instalment credit and repayment schemes than ever before. The TranzWare CMS Instalments module provides flexible initiation and repayment functionality along with various payment channels to accommodate customer requirements and expand a financial institution’s card business within the consumer finance sector.
Revolving credit card
Card-based consumer financing is an expanding area within the card industry enabling considerable improvement of the bottom lines. Innovative products, such as revolving credit cards, can not only boost profits but also help to widen customer bases. The TranzWare CMS Revolving credit card module offers effective credit card management, provides flexible and rich functionality, extends to accommodate corporate credit card functionality, reduces the credit risk and increases the income from active customers’ use of the credit.
With TranzWare CMS a financial institution not only gains access to a variety of built-in pre-defined financial schemes but also to development tools that enable the design of their own financial products or services whilst employing minimum amounts of resources.
TranzWare CMS is fully integrated with front-end, card personalisation, fraud analysis and interchange systems (TranzWare Online, TranzWare Card Factory, TranzWare Fraud Analyzer, TranzWare Interchange, respectively).
TranzWare CMS Benefits
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Highly customisable parameters |
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Logical and user-friendly interface |
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Bespoke financial scheme development |
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Ability to support up to 100 million customers on one node of server application |
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Ability to grow together with the financial institution's needs |
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Open Platform ensuring flexibility |
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Ability to seamlessly integrate with all TranzWare products and connect to other third-party components or systems in place |
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Terminal-Server Architecture |
For a detailed list of features and further information please download the brochure or contact us.
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