Compass Plus provides comprehensive, integrated and flexible software and services that help financial institutions meet rapidly changing market demands. Our diverse customer base is comprised over 100 retail banks, processing centres, national switches and personalisation centres in 28 countries across Europe, Asia, Africa, the Middle East, North and South America. A sample of our customers has been supplied below to provide an insight into the types of companies we have relationships with.

Agribank

Since its establishment in March, 1988, the Vietnam Bank for Agriculture and Rural Development (AGRIBANK) has been a leading commercial bank in Vietnam, playing a decisive and important role within capital investment in developing the agricultural and rural economy. AGRIBANK is the largest bank in Vietnam in terms of capital, assets, staff and number of clients, with an operating network of 2,300 branches and transaction offices nationwide and a customer base that includes over 10 million agricultural households and 30,000 enterprises. In its continuing effort to excel and to lead the market, AGRIBANK attaches great importance, and always pays attention to, the continuous modernisation of its technology infrastructure and the efficient application of the latest banking technologies.

Website: www.agribank10.vn

IT Consultants Limited

IT Consultants Limited is the local leader in the rapidly developing environment of Electronic Payment & Transaction Systems within Bangladesh. As an active player in the EFT market since 2000, ITC originally began its operations by offering an offline e-purse capability to local banks based on a proprietary solution. Today, ITC provides banks and retailers with advanced infrastructure for transaction processing. With more than 25 member banks and the largest ATM network of end-user access points in the country, as well as over 3,500 branches across Bangladesh, IT Consultants offers crucial payment services to over 100 million people via its hub.

Website: www.itcbd.com

Moscow Industrial Bank

Moscow Industrial Bank (MinB) provides various financial services for enterprises acting in all economic industries, local government authorities and to the general public. MinB falls within the top 20 credit organisations in Russia and is rated as second in terms of mobile banking services. It has a network of 250 branches located in 29 regions of the Russian Federation, with the bank implementing social card projects in several of these regions. The bank has currently issued over 680,000 cards, installed 1,900 ATMs, has more than 5,500 POS terminals and provides services for several thousand trade and service enterprises. MinB has also provided sponsor services for other banks since 2009.

Website: www.minbank.ru

Mediterranean Smart Cards Company (MSCC)

Established in 2001, Mediterranean Smart Cards Company (MSCC) is an Egyptian joint-venture company whose primary objective is to provide customers with a sophisticated smart card processing environment. MSCC offers a wide variety of services, which range from capturing and authorising smart e-payments at the merchant point-of-sale or ATM, to the clearing and settlement of transactions. They provide high quality, premium smart card payment processing services to more than 85 domestic and international banks across the Central and Eastern European, Middle Eastern and African markets supporting multiple schemes across stored-value, pre-paid, debit and credit products using the latest processing technologies.

Website: www.mscc.com.eg

NOMOS-BANK

NOMOS-BANK was founded in 1993 and ranks as the 2nd largest privately-owned Russian bank in terms of assets and the 15th largest in Central and Eastern Europe in terms of base capital. The bank is also ranked as one of the most active and advanced commercial banks with 300 branches and representative offices across Russia. NOMOS-BANK's development strategy has always been based on the provision of corporate banking services and as part of this strategy the bank has also applied its expertise to salary card projects implemented together with corporate clients.

Website: www.nomos.ru

PrivatBank

PrivatBank was founded in 1992 and is now the largest financial institution in Ukraine with every fourth citizen as its customer. With a service network that spans over 3,200 offices and branches in Ukraine, deploying over 7,500 ATMs and 54,500 POS terminals and with more than 28,600,000 cards in circulation, the bank is the market leader not just based on the key financial indicators (assets, loan and deposit portfolio, profits, etc.). Possessing a general license from National Bank of Ukraine for conducting bank transactions, PrivatBank carries a complete spectrum of bank services available in the domestic market for corporate and individual clients.

Website: www.pbank.dp.ua

Quipu GmbH

Quipu GmbH is an IT division of IPC (Internationale Projekt Consult) GmbH, the principal consultant for the ProCredit group, which includes 21 banks worldwide. IPC has more than 25 years experience in the implementation and development of projects for financial institutions in developing countries with emerging economies. The primary activity of Quipu is the development, implementation and support of software products as well as the outsourcing of software products and the provision of processing centre services. Quipu headquarters are situated in Frankfurt, Germany and it has offices located in El Salvador, Kosovo and Macedonia. The company offers its services worldwide regardless of lingual and cultural barriers and currently works with clients in 17 countries covering 11 languages.

Website: www.quipugmbh.com

TransCreditCard

TransCreditCard delivers processing services, provides the issuance and management of international payment cards as well as manages networks of over 1,500 ATMs and 1,800 POS terminals to TransCreditBank group and its partner banks. TransCreditCard has been a subsidiary of TransCreditBank since 2007. Established in 1992, TransCreditBank ranks in the top 15 largest Russian credit institutions in terms of assets and serves almost 3 million retail customers. The bank offers mainly consumer and mortgage loans, and was ranked as the 5th largest mortgage lender in Russia in 2010, according to RBC. With 2.3 million cards in circulation as of 1st January 2011, the bank was ranked as the 4th largest card issuer in Russia.

Website: www.tcb.ru

Unified Payments Services Limited

Unified Payments Services Limited (formerly known as Valucard Nigeria Limited) is a card-neutral Payment Card Industry Service Provider owned by an association of Nigerian banks, operating as a shared infrastructure for the banking community in Nigeria. The company developed from a domestic card scheme to a payment service provider processing over 5 million transactions per month and serving more than 2 million cards. Unified Payments aims to provide services under various payment schemes and options and it is a Principal and Plus Member of Visa. It has contributed to the progress of electronic payments in Nigeria by developing EMV projects for cards and processing, international cards and payments acceptance schemes as well as reducing ATM fraud in the country by 90%.

Website: www.unifiedpaymentsnigeria.com

Warka Bank

The Warka Bank for Investment and Finance is one of the largest financial institutions in Iraq with a network of 140 branches covering all Iraqi governorates (with an additional branch in Lebanon). The bank boasts a broad network of 350 ATMs (190 of which are online) conveniently located all over Iraq offering efficiency, security and a constantly growing number of banking services. Since October 2009, Warka Bank has also been rolling-out its 1,300 POS terminal network across the country. The bank was established in 1999 and today the central bank of Iraq and all other financial organisations consider it to be the first private bank in the country taking the lead in the innovation of banking technology, product and financial services.

Website: www.warka-bank.com